savings groups

Enquête Trimestrielle pour le Rapportage du Plan de Mesure de Performance Projets “OLAM VSLA” & “TOUTON VSLA”

Dans le cadre de cette enquête trimestrielle, la méthode d’échantillonnage utilisée est le sondage aléatoire systématique stratifié au premier degré. La taille de l'échantillon de l'enquête trimestrielle des projets OLAM VSLA et TOUTON VSLA a été calculée et s’établit à 339 membres de VSLA. [7 pages] Read More...

Galdogob and Bursalah Stabilization and Economic Development Initiative

Through the project activities mainly VSLAs, vocational training and infrastructure projects, beneficiaries in the project location of Galdogob and Bursallah have realized improved access to financial services (savings and loans) as well as improved livelihood opportunities especially for vulnerable groups in the community mainly the youth and female members of the community.

Through successfully facilitating dialogue between communities from Galdogob and Bursalah, conducting reconciliations dialogues between clan/tribes, conducting forums for women empowerment and participation in decision-making, engaging youth in peer-to-peer dialogues and peer networks, conducting dialogues between the community and the Puntland Government and conducting talk shows and engaging the media, the project has realized increased collaboration between community members and government in local development and conflict management and also enhanced trust between community and government.

In addition, enhanced civic education-conflict management skills of community members have equipped the community with the necessary skills to address conflicts between clans in Galdogob and Bursalah while installation of solar street lights Galdogob/ Bursalah and construction and equipping of Galdogob police station were identified as important connectors between community members as well as between community members and the government through ensuring common use of resources and improving governance outcomes such as safety and security, trust and access to services. [37 pages] Read More...

COVID-19: Impacts, Attitudes, and Safety Nets in Haiti (April 2021)

In April 2021, CARE conducted interviews with savings group members and leaders to understand their experiences of COVID-19, and how it was changing their lives. The survey included 364 women and 175 men, for a total of 539 respondents. This follows a survey done in June 2020 to understand what was happening at that time for members of savings groups. The surveys covered Artibonite and Grand Anse.

COVID-19 continues to have important impacts for women and men in savings groups. In general, men and women in these groups were reporting similar challenges across the sample. 86% of women and men are reporting impacts in their livelihoods, and 98% of people say that COVID-19 is affecting their ability to save. 64% say they can’t meet family needs and hunger has gone up. 90% of people are reporting that COVID-19 is impacting their social lives. More women than men report that Gender Based Violence has gone up. While women are more likely to have lost influence in the household than men (39% compared to 33%), men are more likely to report that they lost social status in the community (48% compared to 43%). Read More...

Final: Servicio de Diagnóstico sobre las Necesidades de Financiamiento y de Servicios de Desarrollo Empresarial en contexto Post-COVID 19 de los Empresarios de la Microempresa y Pequeña Empresa – MYPE

CARE Peru. El presente informe tiene como objetivo presentar los resultados del primer y segundo levantamiento de información y el diagnóstico para la identificación de las Necesidades de Financiamiento y de Servicios de Desarrollo Empresarial en contexto Post-COVID 19 de los Empresarios de la Microempresa y Pequeña Empresa – MYPE, durante el periodo de diciembre del 2020 a marzo del 2021. Para ello, se realizó una revisión del enfoque metodológico empleado, proceso y herramientas de recojo de información, en donde se detalló los elementos que permitieron y dificultaron dicho proceso. El diagnóstico consitió en el análisis de la información recogida en donde se tomará en cuenta la revisión de los hallazgos por variables del estudio, diferencias percibidas por grupo de participación (strivers y pre-strivers), así como de la diferenciación por género y resiliencia. Por otro lado, se presentan conclusiones enfatizando temas relacionados a su gestión empresarial como formas de financiamiento, conocimiento de plataformas y medios virtuales, conocimientos sobre estructuración de costos, demanda de microcréditos de los y las micro-empresario/as [63 pgs.] Read More...

Evidence Review of Women’s Groups and COVID-19: Impacts, Challenges, and Policy Implications for Savings Groups in Africa

It has been more than a year since COVID-19 lockdowns began, and economic recovery is a top priority for governments, donors, and international financial institutions (IFIs) worldwide, including in sub-Saharan Africa. Targeted investments that increase community resilience and spur economic growth will mitigate some of the negative economic consequences of this crisis. Investment in women’s economic resilience and social support is para- mount, considering that the crisis may reverse recent progress in gender equality. Around the world, women’s groups, such as self- help groups, savings groups, and health groups, play an important role in communities; evidence shows promise in their role in promoting women’s empowerment and economic outcomes. They encompass many models, but all bring women together around a shared purpose, such as financial inclusion, livelihoods, health, and women’s rights.
This brief focuses on one specific type of women’s group in sub-Saharan Africa: savings groups. Savings groups are a common form of women’s group and serve as a reliable mechanism for people in sub-Saharan Africa to save money. Members of savings groups pool small weekly savings into a common fund, which members can then borrow against, creating opportunities for investments and women’s empowerment. Savings groups show mixed, but promising, results in improving economic and social outcomes. This brief, written by a consortium of researchers and practitioners, presents emerging evidence from studies in diverse African contexts— with a deep dive into Nigeria and Uganda—on how COVID-19 has affected savings groups and how these groups have helped mitigate the pandemic’s negative consequences in sub-Saharan Africa.
This report is 23 pages long. Read More...

Women’s involvement in coffee agroforestry value- chains Financial training, village savings and loans associations, and decision power in Northwest Vietnam

Colleagues in Vietnam and at CCAFS and the World Agroforestry Centre (ICRAF) carried out some research on our work in the coffee value chain (TEAL).

This study assessed VSLA impacts and related training on gender equality and women’s access to coffee markets in an ongoing coffee- project in northwest Vietnam.

Applying the Women’s Empowerment in Agriculture Index (WEAI), women rated perceptions of their decision-making over a range of 18 tasks related to household and agricultural responsibilities and use of income and social activities (over 18 months). There were improvements in decision-making power in categories with previously low participation and increased sharing of domestic responsibilities (biggest gains were decision-making over large purchases and use of income). Also found that husbands to women in the study embraced more equal sharing of responsibility and decision-making with their wives.
This report is 40 pages long. Read More...

Beyond Economic Empowerment The Influence of Savings Groups on Women’s Public Participation in Fragile and (post) Conflict-Affected Settings Every Voice Counts

Women’s meaningful participation and influence in public processes in fragile and (post) conflict-affected settings (FCAS) is not only necessary to achieve inclusive development but is a fundamental human right. Unfortunately, in most contexts, men are overrepresented in decision-making and women do not have equal voice in the decisions that affect their lives. Some evidence suggests that the economic empowerment of women opens up opportunities for them to participate in public decision-making processes. One such means for economic empowerment in FCAS is savings groups. Savings groups are small, community-based groups that can provide members a safe space to save money, take small loans, and make investment decisions. Globally, women have made advances in improving their income and access to savings, as well as increased their entrepreneurial endeavours as a result of their participation in savings groups. Research also shows that women’s participation in savings groups improves their confidence, skills, and ability to influence household decision-making. This prompts the question: do these benefits of women’s participation in savings groups extend into the public sphere? In other words, does women’s participation in savings groups influence their public participation1 and decision-making? Through a mixed methods investigation across five countries (18 villages) in Africa and South Asia (Burundi, Mali, Niger, Pakistan, and Sudan), using CARE’s Gender Empowerment Framework, this research investigated the differences in outcomes between women who participate in savings groups under three CARE programmes: Every Voice Counts (EVC), Women on the Move (WoM), and Latter Day Saints Charities (LDS) Recovery Support for Vulnerable Households programmes [74 pages]. Read More...

Improving Adolescent Reproductive Health and Nutrition through Structural Solutions in West Hararghe Zone, Oromia, Ethiopia Abdiboru Project Final

The final evaluation is divided into three parts, qualitative, quantitative and triangulation final reports.
Triangulation: this project objective was to empower girls through improved reproductive health, nutrition, and education in rural West Hararghe, Ethiopia. It examines the effectiveness of two different set of interventions- a combination of structural and induvial interventions Vs structural, individual, and community level interventions against a control group. Ethiopia is one of the countries in the world characterized by high level of early marriage. In most cases, when girls marry, they move to their husband’s household and are socially isolated, work long hours, and have very little say in decisions that affect them. Keeping girls in schools is essential to their future wellbeing, and Ethiopia has made significant progress on its commitments. But in rural areas, it has been difficult to achieve high levels of secondary schooling for girls. Nutrition is deeply interconnected with reproductive, maternal, newborn, and child health. Household gender dynamics often mean that girls are more food-insecure than their male counterparts. Female adolescents, those living in a household with food insecurity and high dependency ratio are more likely to suffer from household food allocation. Schooling, early marriage and nutritional status and overall girls’ empowerment are interrelated maters. They have a complex relationship one affecting the other significantly.

Addressing the issues in package is believed to bring the maximum benefit in improving the social, health and development of adolescent girls and thus empowering them in multiple dimensions. Yet programs that focus sectorally, targeting health indicators of women and girls while ignoring the broader context that radically constricts their choices, have not generated significant or sustained impact over the long term. The structural context in which girls live is the main driver of their reproductive, maternal, and nutritional health and educational opportunities. Read More...

Niong Axe transversal Gouvernance et Gestion de proximité du projet Partenariat pour l’Apprentissage Final Evaluation

Le système éducatif haïtien fait face à des défis considérables sur le plan de l’accès, de la qualité et surtout de la gouvernance. CARE, par le biais du projet partenariat pour l’apprentissage, vise à appuyer les MENFP à adresser ces défis, avec une insistance sur l’amélioration de la gouvernance du système éducatif haïtien. Ainsi, dans l’axe gouvernance et gestion de proximité dudit projet, CARE cherche à créer, former et accompagner des structures de gestion de proximité. A travers cet axe, le projet vise à Renforcer la gouvernance scolaire et locale pour une amélioration de la qualité de l’éducation fondamentale en Haïti. De manière spécifique, le projet cherche à appuyer la mise en application d’un système scolaire décentralisé par le renforcement de capacité et l’implication des structures de gestion de proximité et des cadres locaux.
Les principaux résultats attendus de l’intervention sont : a) Les structures de gestion de proximité créées, renforcées et formées, élaborent, mettent en œuvre et suivent des plans d’action qui contribuent à la rétention et à l’équité de genre, b) Les structures déconcentrées de l’Etat et cadres locaux exercent leur leadership pour la bonne mise en œuvre de la politique éducative et sont plus redevables face à la communauté. Pour mettre en œuvre ce projet, une enveloppe d’un million six cent vingt-neuf quatre-vingt-onze euros (1,629,091.00 €) a été mobilisée avec une contribution de 50% de l’Agence Français de Développement (AFD) [43 pages]. Read More...

Integrated GBV prevention and response in Northeast Nigeria Endline Report

Context The ECHO-GBV prevention and response is an integrated GBV and livelihood project which was implemented as an entry point for CARE Nigeria into GBV-standalone initiatives. The project was funded by European Commission Civil Protection and Humanitarian Aid (ECHO) under the supervision of CARE France. The project anticipated to provide direct service to displaced vulnerable women, men, girls, and boys and vulnerable host community members in Bama and Ngala, majority of the project participants were women and girls and indirectly benefits to the larger community. The intervention was anticipated to reach a total of 7,832 project participants. The global objective of the project was to contribute to the protection of the lives of vulnerable women, men, girls, and boys most affected by the crisis in northeastern Nigeria. The specific objective of the project was to enhance the access of newly displaced, vulnerable women, men, girls, and boys to life-saving GBV prevention and response services through coordinated, principled humanitarian support and community-based prevention activities. The project had six expected results:
• R 1. GBV prevention, care, and response services available and accessible to newly displaced individuals and vulnerable host community members at risk of or affected by GBV.
• R 2. Awareness, knowledge, and application of humanitarian principles and SEA prevention and response principles improved among humanitarian actors and security forces.
An end-line study was conducted as a part of the project monitoring and evaluation strategies and framework to review its projects before, during, and after the post-implementation phase. The endline was conducted by CARE Nigeria in August 2020 [31 pages]. Read More...

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