savings groups
CONTEXT AND POLICY ANALYSIS, ACTION & ADVOCACY STRATEGY FOR THE « WOMEN IN ENTERPRISE» PROGRAM
The present study is part of the development of an advocacy strategy that aims to conduct a comprehensive analysis of existing policies that may or may not be favorable to women entrepreneurs, the context and actors of their implementation in Côte d'Ivoire. To guide the design of a national advocacy strategy for the «Women in Enterprise» Program, with a focus on advocacy for the development of women entrepreneurs.
Data collection was carried out in Abidjan and in the regions of TONKPI and GBÊKÊ among actors involved in the issues of women's empowerment, financial inclusion and women's entrepreneurship.
Following data collection and data analysis, it appears that:
- Policy and institutional framework for women's empowerment, financial inclusion and entrepreneurship is provided.
- Government has made efforts to facilitate the creation of businesses through the Single Window CEPICI, but some conditions limit women in their process to start a business.
- Structures and programs have been created for entrepreneurship development and funds have been mobilized and made available to women, but access to these initiatives remains limited due to the conditions of grant and interest for some and lack of information for others.
At the end of the analyzes, barriers to the development of entrepreneurship were identified; these include low women education, limited access to credit, land and information related to entrepreneurial activities and lack of entrepreneurial culture.
Some recommendations for the development of women's entrepreneurship were formulated to the different institutional, technical and financial stakeholders and areas of cooperation for advocacy have been identified. Read More...
Data collection was carried out in Abidjan and in the regions of TONKPI and GBÊKÊ among actors involved in the issues of women's empowerment, financial inclusion and women's entrepreneurship.
Following data collection and data analysis, it appears that:
- Policy and institutional framework for women's empowerment, financial inclusion and entrepreneurship is provided.
- Government has made efforts to facilitate the creation of businesses through the Single Window CEPICI, but some conditions limit women in their process to start a business.
- Structures and programs have been created for entrepreneurship development and funds have been mobilized and made available to women, but access to these initiatives remains limited due to the conditions of grant and interest for some and lack of information for others.
At the end of the analyzes, barriers to the development of entrepreneurship were identified; these include low women education, limited access to credit, land and information related to entrepreneurial activities and lack of entrepreneurial culture.
Some recommendations for the development of women's entrepreneurship were formulated to the different institutional, technical and financial stakeholders and areas of cooperation for advocacy have been identified. Read More...
Women in Enterprise Phase II – Taking Enterprise Development for Women Empowerment to Scale – BASELINE STUDY REPORT
Care CIV through Care Nederland has received funding from the H & M Foundation to implement the Women in Enterprise project. This project has two phases, one of which is more focused on entrepreneurship training for women from VSLA groups and women's associations and awareness raising on women's entrepreneurship that has been implemented from June 2015 to March 2017.
In the second phase of the project, which began on April 1, 2017, credits will be granted to beneficiaries for the launch or development of their activities. However, before deploying the package of activities planned during this phase, a baseline study was conducted to get an idea of the situation or environment of the beneficiaries. The results of this study will serve as a basis for establishing the project's performance indicators and measuring the effects and impact of the project over time. Read More...
In the second phase of the project, which began on April 1, 2017, credits will be granted to beneficiaries for the launch or development of their activities. However, before deploying the package of activities planned during this phase, a baseline study was conducted to get an idea of the situation or environment of the beneficiaries. The results of this study will serve as a basis for establishing the project's performance indicators and measuring the effects and impact of the project over time. Read More...
The end-line report of “Knowledge, Attitudes and Practices (KAP) Study of Women’s and Men’s Different Roles for “WE SHARE THE LOAD” Project
CARE Egypt in partnership with Ariel has implemented a project called “We Share the Load” to address women‟s economic and social empowerment and provide them with an opportunity to improve their livelihoods. The objective of the project is to enable “Women in the targeted communities to be able to economically and socially participate in lifting their families out of poverty in a society that is built on gender justice.” The project targets 1000 women/female headed household and 200 men, in two main locations within Assuit governorate: Tatalia village and Arab Tatalia.
Evaluation shows that there are a number of females who works just and that the ratio of female to family members‟ labor force participation rate in the targeted communities reached 16.8%, which indicate that women in targeted communities are economically able to participate in lifting their families out of poverty. However, since the baseline study did not measure all the project‟s indicators, the evaluation team could not assess if the goal objective is achieved or not.
On the other hand, the study tried to identify respondents‟ satisfaction with their current financial situation as compared to the year before the project to define the project‟s role in improving their financial situation. Results indicate that only 30% of respondents are satisfied with their financial situation, and 68.3% stated some improvement in their financial situation compared to previous year. This is consistent with the results of the qualitative study where respondents stated that the increase in their incomes was less than rise in prices. Read More...
Evaluation shows that there are a number of females who works just and that the ratio of female to family members‟ labor force participation rate in the targeted communities reached 16.8%, which indicate that women in targeted communities are economically able to participate in lifting their families out of poverty. However, since the baseline study did not measure all the project‟s indicators, the evaluation team could not assess if the goal objective is achieved or not.
On the other hand, the study tried to identify respondents‟ satisfaction with their current financial situation as compared to the year before the project to define the project‟s role in improving their financial situation. Results indicate that only 30% of respondents are satisfied with their financial situation, and 68.3% stated some improvement in their financial situation compared to previous year. This is consistent with the results of the qualitative study where respondents stated that the increase in their incomes was less than rise in prices. Read More...
EVALUCION FINAL DE PROYECTO: “EDUCACIÓN PARA EL DESARROLLO E INCLUSIÓN FINANCIERA
El presente documento constituye el Informe Final del “Estudio de Línea de Base del Proyecto Educación para el Desarrollo e Inclusión Financiera EFI", desarrollado por el equipo consultor de Mi Chacra de acuerdo a los términos de referencia de CARE Perú. La consultoría tenía el objetivo de evaluar los resultados y el impacto del proyecto, considerando sólo uno de sus ejes fundamentales, el referido a familias emprendedoras. El proyecto se desarrolló en los departamentos de Lambayeque, La Libertad, Junín y Arequipa, con la finalidad de validar un modelo replicable que contribuya al desarrollo económico de las familias menos favorecidas dentro de un entorno en el que tengan las herramientas necesarias para el acceso al sector financiero formal como elemento para el crecimiento de mediano plazo.
Además de presentar los resultados globales del trabajo de campo, consideramos imprescindible hacer una división a nivel departamental debido tanto a las diferencias en los desarrollos relativos de cada uno de ellos que existían desde la línea de base, como en el propio desarrollo del proyecto. La principal conclusión al observar los principales indicadores de resultado es que el proyecto ha conseguido o superado los objetivos propuestos, lo que se destaca y analiza con detalle en el presente informe final de la consultoría. Read More...
Además de presentar los resultados globales del trabajo de campo, consideramos imprescindible hacer una división a nivel departamental debido tanto a las diferencias en los desarrollos relativos de cada uno de ellos que existían desde la línea de base, como en el propio desarrollo del proyecto. La principal conclusión al observar los principales indicadores de resultado es que el proyecto ha conseguido o superado los objetivos propuestos, lo que se destaca y analiza con detalle en el presente informe final de la consultoría. Read More...
Personal Advancement and Career Enhancement in the Community
Overall, P.A.C.E project has empowered all participating female migrant in terms of agency and created solidarity and platforms for them to speak out about their interests.
Firstly, the project has enhanced 412 female urban migrants’ personal agency through 280 training sessions on life-skills with three previous core P.A.C.E. modules – 1) communication; 2) problem solving and decision making; and 3) time and stress management and one new module on financial literacy to support women to save and manage their finances. This module also supports the implementation of two village savings and loans (VSLAs) in the target locations.
Secondly, the project has successfully established two VSLA groups in 2 locations and improved female urban migrants’ financial inclusion by increasing their access to savings and loans. While it took time for the targeted groups to build their trust within the group and with the model, hence, the process of forming VSLA group only happened near the end of the project; they have all acknowledged that VSLA is an effective tool for financial management.
Thirdly, the project has created useful platform and increased opportunities for female urban migrants’ to come together to discuss issues that collectively affect them and raise their voice, not only through the training sessions but also with the VSLA meeting, which will continue to be held monthly. Many participants who were not used to speak up have shown remarkable changes with their newly equipped skills. They have successfully applied their new knowledge and skills in their daily life for better life, work and relationship management. Read More...
Firstly, the project has enhanced 412 female urban migrants’ personal agency through 280 training sessions on life-skills with three previous core P.A.C.E. modules – 1) communication; 2) problem solving and decision making; and 3) time and stress management and one new module on financial literacy to support women to save and manage their finances. This module also supports the implementation of two village savings and loans (VSLAs) in the target locations.
Secondly, the project has successfully established two VSLA groups in 2 locations and improved female urban migrants’ financial inclusion by increasing their access to savings and loans. While it took time for the targeted groups to build their trust within the group and with the model, hence, the process of forming VSLA group only happened near the end of the project; they have all acknowledged that VSLA is an effective tool for financial management.
Thirdly, the project has created useful platform and increased opportunities for female urban migrants’ to come together to discuss issues that collectively affect them and raise their voice, not only through the training sessions but also with the VSLA meeting, which will continue to be held monthly. Many participants who were not used to speak up have shown remarkable changes with their newly equipped skills. They have successfully applied their new knowledge and skills in their daily life for better life, work and relationship management. Read More...
Rapport d’évaluation Finale du Projet Fagnoitse
Financé par OFDA et opérationnalisé par CARE International à Madagascar, le projet Fagnoitse a pour objectif de renforcer la résilience des populations vulnérables touchées par la sécheresse dans le sud de Madagascar. Son budget total s’élève à 1 262 725 USD pour une durée de 12 mois.
L’intervention vise au total 42 000 individus directs et se concentre sur trois volets dont :
1. Amélioration de la production agricole et de la sécurité alimentaire en fournissant : des intrants adéquats (semences/plants améliorés et résistants à la sécheresse), des outils, une formation aux techniques résilientes au climat (12,000 personnes) ; formation et mise en place d’installations de stockage pour la sécurité des semences et des productions agricoles (12,000 personnes) ; fourniture de petits ruminants/volaille, coupons d’alimentation/fourrage, formation technique (6,000 personnes);
2. Soutien de la reprise économique et des systèmes de marché en restaurant les moyens de subsistance (6,000 personnes) ; le soutien au développement de nouvelles entreprises en fonction de la mise en place de groupe d’épargne et de crédit (12,000 personnes) et le soutien à la transformation agricole/produits de la pêche (12,000 personnes) ; élaboration de business plans (9,000 personnes) ;
3. Promotion de l’accès à l’eau et l’hygiène par la mise en place/opérationnalisation de 120 comités de gestion des transports d'eau, la fourniture de charrettes à boeufs et des futs (12,000 personnes) ; fourniture d'équipements de stockage d’eau (900 personnes), la fourniture de séances de sensibilisation/information sur l’hygiène, l'alimentation et la nutrition (36,000 personnes), et la fourniture de kits Wash (bidons d’eau, seaux d’eau, gobelet, barres de savon) (3,000 personnes). Read More...
L’intervention vise au total 42 000 individus directs et se concentre sur trois volets dont :
1. Amélioration de la production agricole et de la sécurité alimentaire en fournissant : des intrants adéquats (semences/plants améliorés et résistants à la sécheresse), des outils, une formation aux techniques résilientes au climat (12,000 personnes) ; formation et mise en place d’installations de stockage pour la sécurité des semences et des productions agricoles (12,000 personnes) ; fourniture de petits ruminants/volaille, coupons d’alimentation/fourrage, formation technique (6,000 personnes);
2. Soutien de la reprise économique et des systèmes de marché en restaurant les moyens de subsistance (6,000 personnes) ; le soutien au développement de nouvelles entreprises en fonction de la mise en place de groupe d’épargne et de crédit (12,000 personnes) et le soutien à la transformation agricole/produits de la pêche (12,000 personnes) ; élaboration de business plans (9,000 personnes) ;
3. Promotion de l’accès à l’eau et l’hygiène par la mise en place/opérationnalisation de 120 comités de gestion des transports d'eau, la fourniture de charrettes à boeufs et des futs (12,000 personnes) ; fourniture d'équipements de stockage d’eau (900 personnes), la fourniture de séances de sensibilisation/information sur l’hygiène, l'alimentation et la nutrition (36,000 personnes), et la fourniture de kits Wash (bidons d’eau, seaux d’eau, gobelet, barres de savon) (3,000 personnes). Read More...
ENHANCING THE FOOD SECURITY AND LIVELIHOODS COPING MECHANISMS FOR CONFLICT AFFECTED COMMUNITIES IN IMOTONG STATE
CARE South Sudan has been operating in the former Eastern Equatoria State (now Imotong State) since 2015. Since fiscal year to 2017 to 2018, CARE South Sudan, received funds from SDC to support improve the resilience capacity of food insecure and conflict affected communities of Torit County and Pageri Administrative Area of Imotong State, South Sudan. The project was aimed to improve the food security, livelihoods, gender relations at household level and peaceful coexistence among 2,900 households (approximately 17,400 individuals). The target Bomas of the project Fodofodo, Ifuanyak, Nyong and Ilangi in Nyong Payam; Moti/Enyif in Ifwotu Payam in Torit County. Abila, Anzara and Rei in Nimule Payam and Avumadria, Masindi, Bilinya and Gandzi in Mugali Payam of Pageri County. Read More...
VSLAs as Economic Drivers: Exploring Linkages Between Capital Available within Women’s Savings Groups and Economic Contribution to the Tanzanian Economy
Savings-led microfinance innovation aims to improve access to financial services in remote areas, especially among women. In the past decade, more and more researchers and practitioners have recognized and taken advantage of this informal financial service to help improve lives of the poor. A leading innovator in the field, CARE International, has spawned extensive household- and community-level benefits from its Village Savings and Loan Association (VSLA) programmes. With about 700,000 members in 28,000 groups in Tanzania, CARE is seeking to measure the potential contribution of VSLAs on the growth of the Tanzanian national economy.
This literature review shows some important insights and establishes a foundation for future research on the topic. Read More...
This literature review shows some important insights and establishes a foundation for future research on the topic. Read More...
ROM Review: Initiative REVANCHE: Résilience et Adaptation aux Variabilités Climatiques, pour une Sécurité Alimentaire et Nutritionnelle Durable au Tchad, Régions de Wadi Fira, Guera et Ouadaï.
PERTINENCE. La mise en oeuvre de l’action REVANCHE a confirmé la pertinence de la stratégie PRO-ACT Résilience qui a été à l’origine de sa conception et du choix du mode d’exécution du projet permettant la sortie de l’urgence et l’ancrage d’un développement durable au sein des communautés cible. Les réponses proposées sont appropriées pour satisfaire les besoins des bénéficiaires et soutiennent la Plan nationale de renforcement de la résilience des populations tchadiennes. La pertinence est maintenue tout au long de l’exécution car le projet répond aux besoins des plus vulnérables par des actions à effets immédiats par du cash qui permet l’accès
à l’alimentation et aux soins de santé.
EFFICIENCE. La mise en oeuvre s’est révélée efficiente et propice à une bonne progression vers la réalisation des résultats recherchés. Le projet a connu un retard dans son démarrage mais dont les causes relèvent, pour la plupart d’entre elles, de facteurs externes au projet lui-même.
EFFICACITÉ. Le projet a été efficace à livrer la majeure partie des produits planifiés, notamment ceux consistant en travaux et réalisations d’ouvrages physiques et en appuis méthodologiques et logistiques aux parties étatiques et ONG partenaires.
DURABILITÉ. La problématique de la durabilité se pose encore en termes de capacité des communautés à s’approprier les apports du projet. Quatre ONG nationales ont pris part à l’exécution du projet REVANCHE et ont bénéficié d’un paquet de formations et du coaching progressif de CARE et OXFAM. Mais les organisations communautaires de base (organisations paysannes, groupements féminins, artisans réparateurs de pompes, groupe pour le système d’alerte précoce, GIE d’ouvriers maçons, …) qui constituent le socle de la stratégie de durabilité de l’action sont encore à un stade embryonnaire et requièrent des appuis et une mise en réseau entre eux et avec les services publiques Read More...
à l’alimentation et aux soins de santé.
EFFICIENCE. La mise en oeuvre s’est révélée efficiente et propice à une bonne progression vers la réalisation des résultats recherchés. Le projet a connu un retard dans son démarrage mais dont les causes relèvent, pour la plupart d’entre elles, de facteurs externes au projet lui-même.
EFFICACITÉ. Le projet a été efficace à livrer la majeure partie des produits planifiés, notamment ceux consistant en travaux et réalisations d’ouvrages physiques et en appuis méthodologiques et logistiques aux parties étatiques et ONG partenaires.
DURABILITÉ. La problématique de la durabilité se pose encore en termes de capacité des communautés à s’approprier les apports du projet. Quatre ONG nationales ont pris part à l’exécution du projet REVANCHE et ont bénéficié d’un paquet de formations et du coaching progressif de CARE et OXFAM. Mais les organisations communautaires de base (organisations paysannes, groupements féminins, artisans réparateurs de pompes, groupe pour le système d’alerte précoce, GIE d’ouvriers maçons, …) qui constituent le socle de la stratégie de durabilité de l’action sont encore à un stade embryonnaire et requièrent des appuis et une mise en réseau entre eux et avec les services publiques Read More...